The Credit People

  • Offers Free Credit Reports and Scores
  • Unlimited Number of Disputes Sent
  • See Results in as Little as 60 Days
  • As Low as $79 per month 
  • 3,409 People Signed Up Last Month Alone

Call For a Free Quote: (866) 382-3410

The Credit People Reviews

The Credit People was founded in 2001 to help you navigate the credit report review and dispute process. The Credit People is a full service company that will handle your case completely from start to finish, allowing you to be as involved as little or as much as you choose. The Credit People often gain results within 60 days, although each case is different. It also offers a fee structure unique to this company. All services are backed by their unbeatable satisfaction guarantee!

How Credit People Works

The Credit People will obtain your Experian, Transunion and Equifax reports for you. Once they have them, The Credit People carefully review all of them and create a strategy to best approach your case. They begin the dispute process immediately, sending personalized letters for any items to the credit bureau on your behalf. As the credit bureaus receive and react to the letters, you will start seeing results within 60 days, but most see the best results within 4-6 months. Credit repair takes time, but Credit People as a satisfaction guarantee so there’s no risk!

The Credit People Difference

The Credit People offers a few distinct features which set them apart in the credit repair industry. They take care of everything from obtaining your credit reports, credit scores, and taking care of your credit repair process from start to finish while you view progress 24/7 from your online or mobile dashboard. They also promise Score Driven Results, meaning rather than work just to remove negative items, they work to raise your credit score.

What Does the Credit People Cost?

The Credit People offer a monthly membership and a flat rate membership. Monthly membership means you can get started today for just $19 then pay as you go–just $79 per month. You can cancel anytime. There’s no risk. Their flat rate membership is a complete six month service for just $419. That saves you $74 over their monthly membership.

Support & Help

There are several ways to get in touch with The Credit People in order to receive additional help. Currently, users can contact the company via phone or e-mail. Clients can often answer their own questions by reading the helpful tutorials, articles, and blog posts that are available on The Credit People website. Users can also login to their personal dashboard to view the status of their case at any time of the day. Users will also be assigned a team working in their credit, usually three people, but if you want one person, they can provide that as well.

Final Review of The Credit People

The Credit People has created a system that allows you to decide your level of involvement in the credit dispute process. The flat fee and payment plan for the six month program may be a better fit for you in your budget than a high setup fee and monthly payment. The Credit People doesn’t provide profiles or credentials of its experts, and we found that their free consultation doesn’t include a lot of value; however, their satisfaction guarantee can take the worry from you as you work to clean up your credit. Thank you for reading our The Credit People review.


Review Author: Brian Thompson

56 Reviews on “The Credit People

  1. The Credit People was so instrumental in our financial hour of need. My husband and I fell on hard times for a while and there was credit damage we needed help with. The Credit People got us through and gave us a clean slate.

  2. I always thought I could take care of my credit mistakes on my own, but when I tried, I just got overwhelmed and frustrated. The Credit People came to my rescue. If I ever need their help, I will never hesitate again!

  3. I was skeptical at first about the services that The Credit People claimed to offer. Three months later, my credit has improved by about 15% and I am well on my way to a better financial future.

  4. Never take your credit for granted. I was near declaring bankruptcy, but The Credit People came to the rescue and saved me from having 7 more years of trouble. The plan they gave me restored my credit in a little over a year.

  5. The Credit People credit repair is really quite the service. After there assessment I decided to move forward. In only 3 months, The Credit People took my score from the high 500’s to the high 700’s! I would urge anyone with any type of credit need to contact The Credit People.

  6. I am truly very impressed with The Credit People so far. It’s been six months and they are very understanding and helpful. No judgment and that means you move along further with your debt in less time. I’d recommend The Credit People because they have experience to help you.

  7. I’ve been using The Credit People for almost a year, and I am super impressed with their skills. In this short time, we have plowed through thousands of dollars of debt and my credit score is getting better every month. I’ve never been in a happier place with my credit score!

  8. I like the fact that The Credit People’s credit repair service takes its job so seriously. Once you highlight the problems on your credit report, the company’s credit repair service agents start working on them right away! In the meantime, just sit back and watch the action!

  9. It never occurred to me to keep an eye on my credit even when I wasn’t using it. ID theft wrecked havoc and I turned to The Credit People to help me do what I could not do on my own.

  10. I wanted to buy a motorcycle, but my credit kept me from getting the financing I needed to do it. The sales lady told me about The Credit People, and a year later, I was able to come back and buy my motorcycle.

  11. When I found out I was going to be a Mom, it was the kick in the pants I needed to get my finances in order. I knew I needed to be able to buy a house, a car, etc. and my credit was a mess. I used those nine months working with The Credit People credit repair services, and by the time the baby was born, we we were well on our way to good credit again. By the time the baby was six months old, we put an offer on our house! Life is great, all thanks to The Credit People.

  12. I can say with confidence that while my experience with The Credit People was certainly a positive one, I will no longer be needed their services at the end of this year. That’s because they’ve already done an amazing job at cleaning up my credit report and I am back on track!

  13. I can say that I am proud to have The Credit People working for me. Each person that comes onto my case has been more than helpful and has taken extra steps to get the job done. It makes me really happy to know that The Credit People’s team is trained well and they know what they’re doing.

  14. I have to say that The Credit People did wonders to my credit. When I started, my credit score was 576 and now it’s all the wau up to 640. I just couldn’t believe how quickly and how much it went up! Now I’m getting approved for credit cards again!

  15. The Credit People has very good customer service. They are personable. They treat you like a person. You are not just a number to them. You are someone they want to help. They are in your corner.

  16. The Credit People is the best in the business, and that’s all there is to it! They were a delight to deal with and immediately put me at ease. I was also surprised at how promptly my money was wired to me.

  17. Man, The Credit People bailed me out of a really tight spot. I am so grateful for them. They got me my money right away, and I can’t thank them enough. If you need money fast, this is the service to use. Thanks for everything, The Credit People!

  18. The Credit People provides such an amazing service, I can’t even begin to thank them. My cell phone is my lifeline, and when I couldn’t pay the bill, my provider was going to cut me off. Because of The Credit People, I was able to keep my service on and keep doing business!

  19. There was just no way I was going to come up with the money to get my car fixed. I live in a rural area, and I rely on my car to get me to and from work every day. I already had to miss two days of work because the blasted car wouldn’t start, and I knew I had to do something fast. That’s when I called The Credit People. With no stress or crazy requirements, I was able to get my hands on the money I needed to fix my car and keep my life moving. Thank you, The Credit People, for understanding my situation and working so hard for me.

  20. I wasn’t sure what to expect when using a payday loan company. The Credit People spelled everything out to me in plain English, and I had my money in about a day. I will use this service again in the future. Five stars!

  21. I know The Credit People is one of the top rated credit repair companies and we have two family members now who’ve used it. The Credit People was our first choice because these people make you feel comfortable from the beginning.

  22. I am glad I found The Credit People when I did. I’d spoken with four other credit repair companies and they all seemed like scams. The Credit People was forward and helped me get it together. This is why I’m debt-free.

  23. I waited a long time before reaching out for help dealing with my credit rating. I called Credit People even though I was skeptical. But Credit People were friendly and really helped me fix my credit rating.

  24. Many companies claim to help you with your credit rating. However, after using Credit People, I do not need to go anywhere else. They helped me every step of the way. Best decision I’ve made in years.

  25. Calling Credit People may be your first step to a happy and stress free life. I was living a horrible existence. My credit was ruined and I could not even get into proper housing because my credit report was so bad. SO the last time that a land load performed a credit check, I decided to take a look at my credit report. I knew from that they that something had to be done. Working with Credit People has been a pleasure. I am seeing a better credit score, and I can finally start applying for apartments once more. Thanks!

  26. If you are looking for a great company to help you repair your credit rating, give Credit People a call. I did, and I am so happy! Watching my credit score grow is a satisfying experience.

  27. I have never really had perfect credit, but I started to notice that it was falling. I called Credit People and their program really helped me to work with my creditors and improve my credit rating.

  28. I do not often write reviews, but I knew that I needed to spread the word about DSI. They are a credit repair company that really gets you results. If they can help me with my messed credit, they can help anyone. I was really skeptical as to whether or not a credit repair company could help me. But months into the process I am seeing incredible results. I also thought that I could not afford it, but they made miracles happen—even with my budget. You should call DSI if you are really serious about cleaning up your credit.

  29. I wish I had heard about DSI Solutions sooner. I needed help repairing my credit for a long time. Finally I called DSI Solutions and got the advice and aid I needed to improve my credit score.

  30. My credit score was ruined by my ex-wife and I knew I needed help repairing it. I called DSI Solutions and they really were there for me every step of the way. I recommend DSI Solutions to all of my friends.

  31. I am so happy that I called DSI Solutions. Their knowledgable staff was just the thing I needed to lift my financial burden. My credit score is improving and I have successfully avoided bankruptcy.

  32. If you have bad credit, it really messes up everything. Furthermore, you can feel embarrassed, harassed, and hopeless. I know because this is exactly how I felt for a long time because of my credit score. I decided about a year ago to go with a credit repair company that could help me out of predicament. I choose DSI Solutions because they have an excellent reputation and are highly recommended. I am happy I went with them because I am seeing an improvement in my credit score. I no longer have that huge burden on my chest and that is a great feeling.

  33. I recommend DSI Solutions to everyone I meet! They are helpful and have expertise with credit repair. They helped me work with my creditors to make payments and improve my credit rating.

  34. If you are looking for a company that can repair your credit without clearing out your bank account, choose DSI Solutions. They are amazing. They helped out me with my credit score. I had had some credit applications filled out in my name without me knowing. Luckily I caught that before the culprits were able to charge the accounts. However, the actual credit applications lingered on my report and actually affected my credit score and legitimate credit applications that I was trying to do. I called DSI Solutions to help me out and they were able to get the applications off of my credit report. Very satisfied!

  35. I was turned down for a loan and was advised to get help to restore my credit. I tried DSI Solutions and was able to view my credit with my own eyes. Today I’m on my way to financial recovery.

  36. Some credit repair companies charge a fortune for credit repair, but not DSI Solutions. They work with you to help get your credit restored. They helped me to make payment arrangements with my creditors. I am on my way to becoming debt-free.

  37. I don’t normally leave reviews for companies or services, but I have to DSI Solutions. DSI Solutions was the solution to improving my credit score. At first I was iffy, but I’m really glad I turned to them because they were very helpful and my credit score did up improving significantly!

  38. It was DSI Solutions that first helped me to get my bad credit and turn it into decent credit. The professionals who helped me out gave me useful advice and their services were actually affordable (obviously the same cannot be said for other credit repair companies out there). Today, I have a great credit score that I can really be proud of. DSI Solutions helped me out, a lot! And if you were to ask me for the best credit repair company on the market, I’d say make sure to choose a place that will truly help you out at minimal costs, choose DSI Solutions.

  39. I never thought it would be so easy to improve my credit, until The Credit People came around. Actually, a neighbor was the one who recommended them to me. I’m really glad she did, because The Credit People was able to repair my credit. Today, my credit report is great! This is because The Credit People went the extra mile to help me out. Plus they didn’t empty my checking account because they were relatively cheap for a credit repair company. But their services worked nonetheless. If you need help with your credit but you don’t have a lot of money to spend, I recommend looking into The Credit People, you won’t regret it.

  40. The Credit People is really helpful, super easy to work with, and incredibly affordable. I can’t say that about many companies. However, The Credit People really help me to get my life back onto track by improving my credit. Now I’m able to do a lot more things lot buy a house.

  41. I always thought that when you’re young, you don’t really realize just how important good credit is. At that time, it really doesn’t matter. But when you finally grow up, you finally recognize the importance of having good credit. For some of us, it may take you up until after college to figure this out. By the time I was out of college, however, that’s when it all hit me. That’s when I finally figured out that bad credit was really going to make my life harder and harder, especially down the road if I ever wanted to get a place of my own instead of renting out an apartment my whole life.
    That’s why I finally decided to turn to credit repair company. The first one I tried was just awful! First, they charged me a ridiculous price that today, I am too ashamed to really talk about. It’s safe to say however, that they pretty much emptied my bank account. Plus, they didn’t even help repair or improve my credit. After that, I decided no more credit repair companies. But luckily one of my friends told me to check out The Credit People. I was still iffy, but he promised that The Credit People would work and even dared to show me his credit score. I was astounded! And just like that, I called up The Credit People. To this day, I’ve got credit that I can really be proud of and I highly recommend The Credit People to anyone and everyone.

  42. If anyone ever asked me for ways to really get good credit, I would tell them to call up DSI. DSI is the way that I improved my score. Plus it was cheap yet effective. What more could you want?

  43. I had never tried a credit repair company before, but I had always heard good reviews for DSI Solutions. When I finally decided to take my chance with them, I realized just how great DSI Solutions really is in improving credit.

  44. I am glad we took the time to call DSI solutions for my credit repair. I was dealing with a lot and so sick of the collection agents calling. You know how they are. They never give up! I did owe the money, but I couldn’t pay it all off at once, which is why I called DSI solutions. After years of playing games with the collections agencies, I knew I had to do something because I was getting older. DSIsolutions helped me get the credit report back in line, which I’m really thankful for. Take your time fixing your credit report. DSI solutions made it easy, but it did take several months to get things straight. Overall I’m happy with the experience and would recommend DSIsolutions. Fix your credit already!

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  46. It is annoying to not qualify for a home even though I’m in my mid-40s. I knew I had to do something about my credit, which is why I chose DSI Solutions to start the process. They were nice and best of all, my credit is now on its way to making me a desirable candidate.

  47. I spent way more than I made in the past few years, which is why I’m in this mess. Using DSI solutions made me gain control of my other finances, but it also helped me clean up my credit report. Thanks DSI solutions!

    1. If you have a bad credit score and you’re looking for ways to improve it, then you might want to look into DSI Credit. Speaking from personal experience myself, I have seen a huge change in my credit score. Today, it’s a score that I’m not ashamed of.

  48. I’d worked with a group of kooks to try and repair my credit several years ago, which is why I was cautions of DSI solutions. I wasn’t sure what to expect, but they really went out of their way to help me. I am pleased with the service and work.

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    1. DSI Solutions has really changed my world! Now I’m on my way to buying my first house thanks to DSI Solutions! Honestly, I didn’t know what I was going to do. I had had the worst credit once. And at that time I was desperate and stressing out trying to find ways to improve my credit score. It seemed like it would be impossible to do on my own, but then I was recommended to check online for credit repair companies. When I did that, it seemed as if every credit repair company wanted to either empty my bank account with ridiculous prices, or that they were simply a scam. Then I stumbled upon DSI Solutions. When I finally dared to do a search on past customer reviews on DSI Solutions, I was astounded to see that quite a bit of people responded positively and highly recommended DSI Solutions. That’s when I finally decided to dip my toes in the water with credit repair companies and gave DSI Solutions, and I’m sure glad I did! They have really helped me out in a lot of ways! They were the ones to really make my bad credit into good credit! I advise calling up DSI Solutions right away when you’re in need of help with your credit.

  51. I am so pleased I took a chance and called DSI Solutions for credit repair. My credit was looking dowdy for a few years, but within a single year, it was back on track because of DSI Solutions. Great service!

  52. Calling DSI Solutions was an awesome move. I don’t know why it took me so long to do it, but I finally did and just seven months later my credit report is in much better condition. I am really thankful to DSI Solutions for making things so easy for me. They got to work right away and within a month had a progress report of sorts to let me know where I stood. It was nice of them and everyone I have spoken with seems to really know their stuff. I highly recommend DSI Solutions for anyone who needs credit report repair. They are professional and do everything with a smile (at least it sounds like it over the phone) and make you feel welcomed.

  53. The folks at DSI Solutions are very nice and work with you for a plan that fits your lifestyle. It took a long time (over a year) to repair my credit, but in the end it was well worth the time and money. I appreciate their help.

  54. DSI Solutions had no problem answering my 1,001 questions throughout the credit repair process. Everyone took their time with my issues and I mean that in a good way. They never make you feel rushed for asking questions!

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